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 It’s your gateway to easy bankingqudos bank swift code  To find a SWIFT code, select your country, bank, and city using the form above

Qudos Bank | 4,767 followers on LinkedIn. Find any SWIFT or BIC code with this SWIFT code finder. QUDOS MUTUAL LIMITED code format can be used to make a money transfer between banks. SWIFT codes comprise of 8 or 11 characters. They brought Australia to the world, and back home again. Banks also use these codes for exchanging messages between them. 9:00 am - 5:00 pm. CUS. Qudos BankDownload a better banking experience today. MINNEAPOLIS,MN. Qudos Bank is an unlisted public company owned by our customers and run by our Board of Directors. To set up your online banking at Qudos Bank you should call the bank's number (1300 747 747) and talk to the bank's customer service staff. SWIFT codes comprise of 8 or 11 characters. Qudos Bank · See All. | Qudos Bank Arena is a TEG Venue, managed by ASM Global located in Sydney Olympic Park. 50% of Qantas employees were members and membership was growing at 100 per month. If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge. a. Competitive interest rate. Application: $0. Grazie ad una capacità di oltre. +61 2 9582 3200 - if you’re overseas. $0 account keeping fee. At the end of the interest only period, the variable rate reverts to the interest rate applicable to a new principal and interest Low Cost Home Loan with a deposit or equity of 20% or more, currently 5. Visit us in person at a Qudos Bank. Download Qudos Bank and enjoy it on your iPhone, iPad and iPod touch. 5. The Indue Ltd bsb codes are six-digit numbers used to identify the individual branches of the Australian financial institution Indue Ltd. 93% · 529 37 · 7%. Features. You cannot initiate the sharing of your Qudos Bank data from us without first providing consent to the Accredited Data Recipient. QSaver Application Form. Our loan portfolio grew by 10. Over two weekends, Qudos Bank Arena will host concerts under the Greatest Southern Nights banner, featuring a line-up of homegrown performers. Guaranteed returns. Fightcenter ». • 10 mo. You can use your Qudos Bank Visa Debit or Credit Card to make BPAY payments and earn Qantas Points on eligible purchases. DBS BANK LTD SWIFT Code Details. $0 annual fee & $0 fee for additional cardholder. An unfolding legal drama at small Australian bank Qudos is showcasing a new reality sinking in for companies everywhere: that digital know-how is valuable currency and. We’re talking names, 📞 phone numbers, 📍 addresses, 📧 e-mail addresses, religious beliefs, and. au/board. The details of all QUDOS MUTUAL LIMITED, MASCOT, MAIN BRANCH, AUSTRALIA BIC code. If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge. Banks also use these codes for exchanging messages between them. 5. Code. Discover more ways to bank. Qudos Bank is one of Australia’s largest customer-owned banks with over $5 billion in assets and branches in Sydney, Melbourne and Brisbane. bank or institution city branch swift code; 1: al-amanah islamic investment bank of the philippines: city of makati: aiipphmm: 2: alipay philippines inc. Back then our customers were the people of Qantas. Qudos Bank | 4,834 followers on LinkedIn. $0 application fee. Some financial institutions have more than one Swift Codes for different purposes. General Enquiries. Bank code A-Z 4 letters representing the bank. Bartercard. A person or entity has an account at an issuing. 42 Salaries (for 37 job titles) • Updated Oct 17, 2023. 21 - code represents the institution location. Since its inception, the bank has grown to over 170 employees across seven branch locations. Charging fees for excessive transactions was approved. We started as Qantas Staff Credit Union, more than 60 years ago. 707-591. 6. Banks also use these codes for exchanging messages between them. Show more. Qudos Bank Arena is the largest indoor Arena in Australia that can accommodate up to 21,000 visitors! The Arena is managed by AEG. Reasons to invest with Judo Bank All eligible deposits you have with Judo Bank, up to $250,000, are guaranteed under the Australian Government’s Financial Claims Scheme; 0% – the amount of your deposit and interest you sacrifice to fees; You will need the following: the SMSF's ABN and full name. We were founded in 1959 by a group of Qantas employees who wanted to establish better financial options for - themselves, their families, and their community. As a customer-owned bank, “they exist to serve their members and not simply to drive high profits for external shareholders. Originally built for the Sydney 2000 Olympics, Qudos Bank Arena has established itself as one of Australia’s major live entertainment venues and is regularly ranked one of the highest recorded selling venues in Australasia. Learn more about Qudos Bank’s competitive rates and low to no fees. For fixed rate loans, the comparison rate is based on the initial fixed period, reverting to 5. coverage will be published on Qudos Bank’s website at THE INSURER IS: Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708 Level 16, 10 Carrington Street, Sydney, NSW 2000. A. It usually looks like a shortened version of that bank's name. 69 % p. Customer owned banking. SWIFT codes comprise of 8 or 11 characters. Adjust the interest rate according to the home loan that suits you to find out the estimated repayment amount (for the variables inputted into the calculator). BBBB - First 4 characters - bank code (only letters). a. Berikut daftar SWIFT code bank yang perlu Anda ketahui: Bank Central Asia (BCA): CENAIDJA. QUMAAU21 XXX. How to register for the Qudos Bank App: Download the VIP Access app and the Qudos Bank mobile app from your app store. Log on to Online Banking, Qudos Bank App or Telephone Banking 2. About Qudos Bank. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. At the end of the interest only period, the variable rate reverts to the interest rate applicable to a new principal and interest No Frills Home Loan with a deposit or equity of 20% or more, currently 5. Banks also use these codes for exchanging messages between them. The Federal Court has ordered Infosys to produce documents and information in response to the bank’s potential claims after it. What is a SWIFT Code? A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. A. ^T&Cs, fees, charges, and lending criteria apply. It usually looks like a shortened version of that bank's name. Qudos Bank | 4,901 followers on LinkedIn. 7:30 PM. #7 of 20 things to do in Sydney Olympic Park. Never share your PIN, customer number or password. Please note that Strobe Lighting and / or special effects may be used throughout the. General Enquiries. This October, Qudos Bank has been participating in Black Dog Institute's One Foot Forward, encouraging us to walk, run or roll in solidarity for the 1 in 5 Australian's who experience symptoms of mental illness each year, as well as raise money and awareness for Mental Health in Australia. You should contact us immediately on 1300 747 747 to investigate a mistaken or incorrect BPAY transaction, if you: paid the wrong biller. Mon - Fri: 7am - 7pm (AEST) Sat: 9am - 5pm (AEST) International calls: +61 2 9582 3200 (or from a. QUDS BANK SWIFT code is a standard form of Business Identifier Codes (BIC) as an every banks unique code for message exchange needs and also sending money. Fixed rate may change prior to funding. your overall loan balance minus your offset account balance). and subject to change at any time. SWIFT codes comprise of 8 or 11 characters. E) BANI SUEF BRANCH. qudosbank. Bank Code. Discover our range of home loan offers with flexible options and great features that could help you save. ANZ. Separately, an account number is required to perform the international money transfer. Verified company. What is a SWIFT Code? A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. To receive International transfers complete the ‘Obtain Bank Details’ form above and supply a copy to your payee. Managing more than 120 of the world’s premier venues and playing host to the world’s greatest. Low establishment fee 1. Qudos last year launched action against the system integrator over concerns that Infosys may have used the mutual bank’s IP and confidential information during work with Australian Military Bank. We create mutual value through empowering customers, better products, and outstanding service. Qudos Bank is one of Australia’s largest customer-owned banks with over $5 billion in assets and branches in Sydney, Melbourne and Brisbane. g. Qudos Bank Arena | 2,979 followers on LinkedIn. $0 application fee. bank of baroda, greater muttrah branch: sohar: sohar branch: barbommxsoh: 15: bank of beirut s. Alternatively you can subscribe to our monthly Qudos Bank Arena. Earn an ongoing bonus rate of up to 4. used the incorrect account number, biller code or Customer Reference Number (CRN) sent a payment but the biller did not receive it. Back then our customers were the people of Qantas. SWIFT code. PayTo is a new, efficient alternative to direct debit which allows you to pre-authorise one-off or recurring real-time payments from your bank accounts. Interest rate. About Qudos Bank. The code is used when transferring money between banks, particularly for international wire transfers. You can find out more about ways to pay and transfer money on our website. For all life's destinations | We started as Qantas Credit Union. 6. Banks also use these codes for exchanging messages between them. Here are just a few great features to help you bank anytime, anywhere. Asia United Bank Corporation (AUB) 011020011. 29% for Investment home loans. And we supported them through all their journeys. And our goal is to be THE bank our customers value most. Outstanding services and fairer fees. When you arrange an international money transfer (IMT), the payment is sent through the SWIFT network of banks. BDACEGCA013. SWIFT codes comprise of 8 or 11 characters. BSB Numbers are used in Australian Paper Clearing System (APCS) and Bulk Electronic Clearing System (BECS) payment systems. Parking is easy at Sydney Olympic Park as there are over 10,000 onsite car parks available to use during your visit. With ThreatMetrix solutions, Qudos was able to identify hard-to-detect fraud scams and. Back then our customers were the people of Qantas. 29% for investment loans. QSR-0123-03936. Floor rows are numbered 1-40. Our history. au. There’s no minimum or maximum balance and, like most savings accounts, there’s no monthly fee. Memberships were opened to employees at all Qantas locations. You can withdraw up to $2,000 per day from any Qudos Bank Branch. Its Swift Code/BIC Code is QUMAAU21XXX. If you're heading to Qudos Bank Arena, escape the crowds and relax in the Qudos Bank Member Lounge. Country code A-Z 2 letters representing the country the bank is in. 1. Our lowest home loan interest rate with no bank fees and unlimited extra repayments. Invest with confidence at Qudos Bank! Make every cent count & maximise your savings with one of Qudos Bank's high interest Term Deposits. Australasia's # 1 entertainment venue. Browse. Customers over the age of 12, who have a youth account with Qudos Bank are eligible for a Low Limit Visa Debit Card. 79% for owner occupied loans and 6. We want to help you achieve your financial goals. Our case study illustrated how Qudos Bank leverage digital identity intelligence and transaction insights from LexisNexis® ThreatMetrix® to eliminate opportunities for fraudsters, optimize fraud prevention workflows and strengthen fraud defenses. Qudos Bank. Comparison rate. lachjeff. AGRICULTURAL BANK OF EGYPT (A. At Qudos Bank we live and breathe our values and these values are the foundations of how we operate. 93 billion, whilst our deposits portfolio grew by 4. Show Time. On expiration of the fixed rate period, the interest rate reverts to a variable rate currently 5. Click on the event name for more information or click on ‘Buy Tickets’ to go directly to purchasing Qudos Bank Arena tickets and selecting your seats. Call 1300 747 747. BANK N. Visa credit cards are accepted at over 24 million locations worldwide. Please note that Chase Bank (Jp Morgan Chase) may have other SWIFT codes for different branches & services, both in United States and other locations worldwide. However, BDO Unibank uses different SWIFT/BIC codes for the different types of banking services it offers. 30 June 1967, the first and only operational loss ($59. For those not listed, the IBAN may be optional or not required (for example the USA). com. Your review is public. If you are transferring. Your everyday account, and a gateway to easy banking. a. 📢 That’s why it’s not a good idea to include your sensitive or personal information, and it’s never OK to include someone else’s. For payments being sent from Australia to an IBAN mandatory country, an IBAN must be included. UFC 293: Adesanya vs Strickland Results. What is a SWIFT Code? A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. Our awardsAbout. Interest Rate. SWIFT codes comprise of 8 or 11 characters. These codes are used when transferring money between banks, particularly for international wire transfers. Up to 46 interest free days #. Bringing you the greatest live events in Sydney. There’s no minimum or maximum balance and, like most savings accounts, there’s no monthly fee. Bank Name. 25%. Weekly, fortnightly, or monthly repayment options. SWIFT codes comprise of 8 or 11 characters. B. Plus, if you open an account between 1 September and 30 November and. The Board work under the Corporations Act 2001, overseeing strategy, business performance and compliance; and must act in the best interests of Qudos Bank at all times. About Qudos Bank. The Qudos Bank QSaver account offers savers the ability to earn a base ongoing rate of 4. Participant status: 2 (usually indicates a reverse billing BIC, where the recipient pays for the message) 89,879 [3] (2022) Qudos Mutual Limited, t/a Qudos Bank, is an Australian mutual bank that provides retail banking products and services, including home loans, personal loans, car loans, credit cards, savings, financial planning assistance, and foreign exchange. Features. List of Institution Codes for all Banks in Australia. Qudos Bank. a SWIFT code must be used together with a BSB Number and Account. SWIFT codes comprise of 8 or 11 characters. 29% for Investment home loans. Our awardsBe the first to write a review for Qudos Bank! Share your experience! Rating. Qudos Mutual Ltd trading as Qudos Bank ABN 53 087 650 557 (“ Qudos Bank ”) has entered into contractual arrangements with Convera Australia Pty Ltd (ACN 150 129 749; AFSL 404092) trading as Convera ("Convera"), to assist it in fulfilling certain foreign exchange and payment services. 98 million in attempted fraudulent transactions (62%). Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year. 15 % p. The first two digits act as identifiers of the banking institution e. The table below is the list of Institution Codes for all Banks in Australia. Daftar SWIFT Code. The SWIFT code is specific to a. The venue was built as part of the facilities for the 2000 Sydney. New Qudos Bank Arena events get announced all the time! Bookmark this website to check back regularly for new announcements. AGRICULTURAL BANK OF EGYPT (A. Minimum amount $10,000. Wise uses the real Reuters exchange rate and charges a low, transparent fee. Here are just a few great features to help you bank anytime, anywhere. Branch code: XXX. Banks also use these codes for exchanging messages between them. 9 Cardiff Motorpoint Arena 10 Bournemouth BIC 12 Birmingham Utilita Arena 13 Manchester AO Arena 14 Glasgow OVO Arena 16 Newcastle. Back then our customers were the people of Qantas. Search. QUDOS MUTUAL LIMITED SWIFT code is correct. Wait for and record your receipt number Request Text to 0428 737 737Qudos Bank Arena was one of the facilities in the 2000 Summer Olympic Games that played host to men's and women's basketball finals, and the artistic and trampoline gymnastic events. 14 Sydney Qudos Bank Arena 17 Adelaide Entertainment Centre. They brought Australia to the world, and back home again. Qudos Bank | 4,834 followers on LinkedIn. Invest with confidence at Qudos Bank! Rates; Calculators; Join Us; 1300 747 747; BSB: 704 865; Products. 46 billion to $4. This Qudos Bank Arena P1 Priority Entry is located on level four of the car park. The type of loan you choose can have a significant impact on the interest rate and other terms. "SWIFT codes for all branches of AXIS BANK LIMITED. BSB numbers are usually made up of 6 characters. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. 20%p. It is a unique identification code for business, mostly financial institutions. Qudos Bank | 4,752 followers on LinkedIn. The first 2 characters identify the bank the BSB is associated with (like Commonwealth Bank). Back then our customers were the people of Qantas. These codes are used when transferring money between banks, particularly for international wire transfers. Hear our presenters talk to you about the emerging trends of the fraud, scam, and cyber security space. These codes are used when transferring money between banks, particularly for international wire transfers. Customer owned banking. 2 billion and, our year end profit increased by 7. Secure your savings with a Qudos Bank fixed rate term deposit account. Qudos Bank | 5,128 followers on LinkedIn. For all life's destinations | We started as Qantas Credit Union. Find them here!. No Bank City Branch. com. They brought Australia to the world, and back home again. One where our team are challenged each day to build their. CUS, Qudos […] A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch. City/Suburb/Town. Qudos Bank | 4,734 followers on LinkedIn. Total Assets rose to $5. Qudos last year launched action against the system integrator over concerns that Infosys may have used the mutual bank’s IP and confidential information during work with Australian Military Bank. For 12 months 5. Code. " For the GCash SWIFT code, enter "Globe Telecom. 2. SWIFT stands for Society for Worldwide. Cons. The donation will go towards their upcoming Banyula (“Place of many trees”) project where they will be embarking on what could be Australia’s largest and most diverse rainforest planting, adjacent to the Booyong Nature Reserve near Clunes, NSW. Qudos Bank Arena Seating Chart. Qudos Bank Arena. bank or institution city branch swift code; 1: asia green development bank public company limited: yangon: agdbmmmy: 2: australia and newzealand banking group ltd: yangon: anzbmmmy: 3: aya bank limited: yangon: ayabmmmy: 4: ayeyarwaddy farmers development bank public company limited: yangon: ayfdmmmy: 5: bangkok bank public. Low Cost Home Loan (Value Package) Get a great deal more with a discount off our award-winning low-cost home loan, plus additional ongoing benefits for an annual package ($199 annual fee applies). 704-865. 🔎 Online BIC Search Steps: Enter the bank's or institution's name in the second field. 1300 747 747. Assets $1,308,787. CHASUS33XXX. Swift Code QUMAAU21XXX is an unique bank identifier for Qudos Mutual Limited. Our No Frills Home Loan. With faster performance and greater stability, we’ve delivered many new. Fight summary of UFC 293: Adesanya vs. QUMAAU21 or QUMAAU21XXX. A BSB Number is a six digit numerical code used to identify an individual branch of a financial institution in Australia. Swift code (8 characters) ALDNPS22. For all life's destinations | We started as Qantas Credit Union. List of Institution Codes for all Banks in Australia. Rates; Calculators; Join Us; 1300 747 747; BSB: 704 865; Products. Bank code A-Z 4 letters representing the bank. PS Country code. 15% as long as their balance is under $500,000. If you require further support because of these changes, please call our contact centre on 1300 747 747 (Monday to Friday, 7am to 7pm or Saturday, 9am to 5pm AEST) or send us a Secure Mail via the Mobile App or Online Banking. For domestic wires, your routing number. How much do Qudos Bank employees make? Glassdoor provides our best prediction for total pay in today's job market, along with other types of pay like cash bonuses, stock bonuses, profit sharing, sales commissions, and tips. In order for you (the recipient) to receive the funds, the sender needs to know: Your full name, as it appears on the account. For example, the BSB code 704-865 may correspond to: 70 ( Bank Code ): Indue Ltd 4 ( State Code ): NSW 865 ( Branch Code ): 420 Forest Road. SWIFT and BIC codes are used all over the world to identify bank branches when you make international. Enter in your Biller Code and Reference Number. It’s only fair. $0 account keeping fees. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. Our banking app is available for both mobile and tablet devices providing you with more options to bank the way you want. Doors Time. This colossal Arena has played host to a number of international superstars including Beyoncé, Taylor Swift, Madonna. Reasons to invest with Judo Bank All eligible deposits you have with Judo Bank, up to $250,000, are guaranteed under the Australian Government’s Financial Claims Scheme; 0% – the amount of your deposit and interest you sacrifice to fees; You will need the following: the SMSF's ABN and full name. Our competitively high interest rate deposits are hard to beat. Limited cash withdrawals for Brisbane customers can be arranged via Westpac Hamilton branch by giving advance notice to our Ascot branch. Country code A-Z 2 letters representing the country the bank is in. Chase Bank (Jp Morgan Chase) has 3 primary SWIFT codes for its operations in United States. Australia’s Qudos Bank is taking legal action against Infosys relating to alleged copyright infringement, breach of contract and misuse of confidential information by the technology giant. 6 (2,206) Qudos Bank 4. Sydney Kings pip NZ Breakers in NBL grand final rematch thriller At Qudos Bank Arena, Sydney: Sydney Kings 87 (DJ Hogg 18, Jaylen Adams 12, Shaun Bruce 11, Denzel Valentine 11) NZ Breakers 85 (Anthony Lamb 29, Parker Jackson-Cartwright 18, Will McDowell-White 11,. About Qudos Bank. View home loans. 1. Qudos Bank Arena is the largest indoor Arena in Australia that can accommodate up to 21,000 visitors! The Arena is managed by AEG Ogden, part of the Anschutz Entertainment Group (AEG), one of the world’s largest entertainment groups. BSB Number. Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates. Qudos Bank is one of Australia’s largest customer-owned banks with over $5 billion in assets and branches in Sydney, Melbourne and Brisbane. The Qudos Bank Mobile and Tablet banking app delivers greater self-service functionalities for banking on the go, including: * A toggle for the quick balance on the login page, allowing you to choose to show the balance of up to 4 accounts without having to log in. Minimum deposit of 10%. For all life's destinations | We started as Qantas Credit Union. 99% for Owner Occupier and 6. Jumpstart. U. Our BSB name is Qudos Bank. Offset accounts work as a transaction account linked to your home loan. Manage payments, transfers and payees including paying bills via BPAY. Qudos Bank | 4,858 من المتابعين على LinkedIn. We support our people with a range of wellbeing initiatives and benefits as well as providing hybrid working across the majority of our teams. With such a large capacity ability at the Qudos Bank Arena, the venue lends itself to be able to host a wide range of events from sports, entertainment, award shows and of course it’s long list of epic music concerts! Including the seating capacity, Qudos Bank Arena can hold an unbelievable 21,032 guests all at. 08%. Mon - Fri: 7am - 7pm (AEST) Sat: 9am - 5pm (AEST) International calls: +61 2 9582 3200 (or from a landline within Australia) For all other customer service enquiries please refer to our contact page. Always check the specific seating chart for your event when ordering tickets. CHASUSU3XXX - JPMORGAN CHASE BANK, N. Term Deposits. a. S. These codes are used when transferring money between banks, particularly for international wire transfers. > $0 annual fee. At Qudos Bank we live and breathe our values and these values are the foundations of how we operate. This SWIFT code is inactive. You could say that they’re the oldest new bank on the block. Phone number: *. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. New owner-occupier principal & interest loans will increase by 0. a. CUS - Indue Ltd. The Society for Worldwide Interbank Financial Telecommunication (SWIFT), legally S. Inconsistent banking procedures 3. +61 2 9582 3200 - if you’re overseas. Australia and New Zealand Banking Group. For 12 months 5. Great seats!! Saw the 1975 on 16 April 2023. If you have a balance over $500,000, you will receive a higher rate of 4. SWIFT Address/Code: DBSSSGSG. Our awardsQudos Bank. For all life's destinations | We started as Qantas Credit Union. . Address of Beneficiary Bank: 12 Marina Boulevard, DBS Asia Central, Marina Bay Financial Centre Tower 3, Singapore 018982. 2. With such a large capacity ability at the Qudos Bank Arena, the venue lends itself to be able to host a wide range of events from sports, entertainment, award shows and of course it’s long list of epic music concerts! Including the seating capacity, Qudos Bank Arena can hold an unbelievable 21,032 guests all at. U. Careers with Qudos Bank. Since then we’ve grown to become an award. Qudos Bank Arena Seating Chart. A loan period of up to 7 years. For all life's destinations | We started as Qantas Credit Union, more than 60 years ago. The Customer Owned Banking Code of Practice (Code) is the code of practice for Australia’s mutual banks, credit unions and building societies. Home loans. SWIFT Codes and BIC Codes. 01. Term Deposits. Qudos Bank | 5367 seguidores en LinkedIn. SWIFT code ALDNPS22XXX; Swift code (8 characters) ALDNPS22: Branch name: QUDS BANK: Branch address: AL-QUDS STREET, MASSYOUN, QUDS BANK BUILDING:. The Indue , Qudos Bank Branch is Located in New South Wales State, Mascot City in Australia. Qudos Bank Arena, recently ranked number one for the highest record selling venue in Australasia! Originally built for the Sydney 2000 Olympic Games, it has now established itself as one of Australia’s major concert venues. OPEN ACCOUNT. 8 (917) Bank Australia 4. 6 (2,206) Qudos Bank 4. The format of the BSB code originally was for the first two digits to indicate the “bank” and the other four digits to specify the “branch” of that financial institution, the first digit of which was the state code indicating the state where the branch was located. For any transaction this bank makes on an international level, the SWIFT code is used.